Terms of Service

These terms form a binding agreement between you and Adarsh Yadav covering your use of Snapspend ("the Service"). By using the Service you accept them. If you do not accept them, do not use the Service.

Adarsh Yadav is an independent software developer operating as a sole trader, not an incorporated company. References to "we" or "our" in these terms mean that individual.

If you are accepting on behalf of an organisation, you confirm you have authority to bind that organisation, and "you" refers to it.

• You must be at least 13 years old to use the Service.
• The information you provide when registering must be accurate and kept up to date.
• You are responsible for keeping your credentials confidential and for all activity under your account.
• Notify support immediately if you suspect unauthorised access.

You agree not to:

• Use the Service unlawfully, or in violation of anyone's rights.
• Upload or transmit malware, or attempt to gain unauthorised access to any system or account.
• Probe, scan, overload or disrupt the Service or its infrastructure.
• Reverse engineer, decompile or attempt to extract source code, except where that restriction is prohibited by law.
• Resell, sublicense or white-label the Service without written permission.
• Scrape or bulk-extract data other than your own, whether manually or automatically.

Accounts that materially breach this section may be suspended or terminated, with notice where circumstances allow.

Receipt readings, categories, reports and Coach answers are produced automatically and can be wrong. Check amounts before relying on them, and keep original receipts you need for tax, expenses claims, returns or warranties.

• AI results are suggestions. Review the shop, items and total before saving an expense.
• Pro includes up to 50 AI requests a day under a fair-use limit, which resets at midnight UTC. The limit may change with notice.
• Only scan receipts that are yours or that you have permission to use.

You keep all rights to the expenses, notes and receipt photos you add. You let us process them only to run the Service for you — for example, to send a receipt photo to the AI when you scan it with Snapspend AI turned on.

You are responsible for having the rights to the content you submit, and for ensuring it does not infringe anyone else's rights or break any law.

The Service itself — software, design, branding and documentation — remains the property of Adarsh Yadav. You receive a limited, non-exclusive, non-transferable, revocable right to use it in line with these terms. No other rights are granted.

Snapspend is free to download, with 5 receipt scans a month, unlimited expenses added by hand, the current and previous weekly and monthly reports, and 3 Money Coach questions. Snapspend Pro is an optional auto-renewing subscription, monthly or yearly, with a free trial for new subscribers and prices shown in the app before you buy. Pro unlocks unlimited receipt scans, the Money Coach, every past report and CSV export, with a fair-use allowance of up to 50 AI requests a day.

• Paid plans renew automatically until cancelled, at the interval selected at checkout.
• You may cancel at any time; access continues to the end of the paid period.
• Fees are exclusive of taxes unless stated otherwise at checkout.
• Price changes are announced at least 30 days before they apply to your renewal.
• Refunds are handled case by case — contact support and it will be dealt with fairly.

Snapspend is distributed through the Apple App Store. That store has its own terms, which apply alongside these ones. Where a store's rules conflict with these terms, the store's rules win for that store.

• Purchases and subscriptions made inside the app are processed by Apple, not directly by us. We never see your full payment details.
• Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your Apple ID is charged for renewal within that window.
• You manage and cancel subscriptions in your Apple ID settings — cancellation cannot be processed on our end.
• Deleting the app does not cancel a subscription.
• Refunds for store purchases are governed by Apple's refund policies. We will always advocate for you with the store, but the decision is theirs.
• Any unused portion of a free trial is forfeited when you buy a subscription, where the store's rules say so.

• This agreement is between you and Adarsh Yadav only, not with Apple. Apple is not responsible for the app or its content.
• Your licence to use the app is limited, non-transferable, and applies to Apple-branded products you own or control, subject to the App Store Terms of Service.
• Apple has no obligation to provide maintenance or support for the app. All support questions go to support@adarshyadav.com.
• If the app fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price. To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever.
• Responsibility for any claims relating to the app — product liability, failure to conform to legal requirements, or consumer protection claims — rests with us, not Apple.
• Responsibility for investigating and defending any third-party claim that the app infringes intellectual property rests with us, not Apple.
• You confirm you are not located in a country subject to a US Government embargo or designated as terrorist-supporting, and are not on any US Government restricted-parties list.
• Apple and its subsidiaries are third-party beneficiaries of these terms and have the right to enforce them against you.

Reasonable effort goes into keeping the Service available and performant, but it is provided without an uptime guarantee unless a separate written agreement says otherwise. Features may be added, changed or removed; where a change materially reduces core functionality on a paid plan, you will be given notice.

The Service depends on third-party infrastructure listed in the privacy policy. Their availability and terms are outside our control, and no responsibility is accepted for outages or changes originating with them.

You can stop using the Service and delete your account at any time. Access may be suspended or terminated for material breach of these terms, for non-payment, or where required by law. On termination your right to use the Service ends immediately and your data is deleted as described in the privacy policy.

Subject to the paragraph above and to the fullest extent permitted by law, the Service is provided "as is" and "as available", without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement.

Outputs generated by automated or AI-assisted features should be reviewed before being relied upon. They are a starting point, not professional advice.

To the fullest extent permitted by law, Adarsh Yadav is not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue or data. Total aggregate liability arising from the Service is limited to the greater of the amount you paid in the 12 months before the claim, or USD 100.

Nothing here limits liability that cannot lawfully be limited, including liability under mandatory consumer protection law, liability for death or personal injury caused by negligence, or liability for fraud.

You agree to indemnify Adarsh Yadav against claims, damages and reasonable legal costs arising from your content, your use of the Service, or your breach of these terms.

These terms are governed by the laws of the jurisdiction in which the developer is based, without prejudice to any mandatory consumer protection you have under the law of your own country of residence.

Before starting formal proceedings, please email support@adarshyadav.com — most disputes are resolved quickly and informally.

These terms may be updated as the Service changes or the law requires. The effective date at the top of this page always reflects the current version.

• Material changes are notified by email or in-product at least 30 days before they take effect.
• Minor corrections — typos, clarifications, updated contact details — take effect on publication.
• Continuing to use the Service after a change takes effect means you accept the updated terms.
• If you do not accept a change, you can stop using the Service and cancel before it takes effect.
• Previous versions are available on request.

• These terms, plus the privacy policy, are the entire agreement between us regarding the Service.
• If any provision is unenforceable, the rest remains in force.
• Failure to enforce a provision is not a waiver of it.
• You may not assign this agreement without consent; it may be assigned in connection with a merger or sale of assets.

Questions about these terms: support@adarshyadav.com.